Equity Research
Equity Research focuses on company-specific research and analysis. Industry and sector- teams analyze companies in the stock markets of the region to develop investment ideas. These sector teams also work with macro, quantitative and derivatives research teams to identify investment ideas.

Economic Research
The Economic Research group formulates macroeconomic forecasts for economic activity, foreign exchange rates and interest rates based on the globally coordinated views of its global and regional economists.

Strategy and Commodities Research
Strategy and Commodities Research groups provide market views, forecasts and recommendations on asset allocation and sectors and investment strategies. Portfolio and quantitative strategy teams contribute additional insight and analysis.

Credit Research
Credit Research analysts assess corporate debt and cover specific industry sectors to identify and communicate investment opportunities and make recommendations. Equipped with a fundamental understanding of trends and issues, research teams analyze companies within the context of their particular industry.

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For ratings, estimates and other data contained in quarterly equity research reports published on and after June 30, 2004, please go to: http://www.gs.com/research/hedge.html.

Information is available regarding Independent Research Providers.

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